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Systematic even Amidst Volatility
SIPs have been a popular term among the investor community, and so is ‘rupee cost averaging’. Whenever one talks of investing through a systematic investment plan in an equity mutual fund, one makes sure to refer to rupee cost averaging. Rupee-cost averaging
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SIPs and rupee cost averaging
Let's begin with the classic stock-market question: when is the right time to invest in the market? The answer is simple: when it is at the bottom. But where does the 'bottom' lie? Now the answer to this is much
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Realise the benefits of Asset Rebalancing
Asset re balancing is one of the most useful, though often ignored practices in the world of investing. It requires you to abandon a simplistic approach to equity and fixed investment options. Instead of seeing it as a black and
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The Secret of Profitable SIPs
The game of investing is a curious one. Most investors enter the market hoping to get a profit. But there is hardly any investor who hasn't experienced a loss. Even if the average investor knows in his heart that in
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Magic of Compounding
Luckily for us, we do not need the intelligence of albert Einstein to understand the power of compound interest! This simple concept is taught in high school. Here is an example: Imagine you invest Rs. 10000 for 10 years. The rate of interest
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PPF has grossly underperformed ELSS
For the longest time, PPF has been India's most favourite tax-saving avenue. It has served most of us who aren't privileged enough to get an inflation-linked government pension. Its sibling, the EPF has employers chipping in and many of us don't have that luxury